Dennis Smith

NMLS # 2171368

509-998-8702

dennis@firstchoicemtg.net

Blog

Navigating the Mortgage Approval Process as a Gig Worker

Navigating the Mortgage Approval Process as a Gig Worker

In today's evolving workforce, traditional employment models are being replaced by more flexible arrangements, such as gig work. Many individuals are embracing the freedom and autonomy that gig work provides, but when it comes to securing a mortgage, gig

Mar 21, 2024 | Purchasing a Home

The ABCs of Home Loan Options: A Guide for Teachers and Educators

The ABCs of Home Loan Options: A Guide for Teachers and Educators

Buying a home is a significant milestone in anyone's life, but for educators, the journey might feel like a complex lesson plan. Thankfully, there are tailored home loan options designed to make this process smoother for teachers who dedicate their lives

Mar 19, 2024 | Purchasing a Home

Embracing the Golden Years: A Guide to Buying a Second Home as a Retiree

Embracing the Golden Years: A Guide to Buying a Second Home as a Retiree

Retirement signifies not merely the cessation of a professional trajectory but rather the inauguration of an entirely novel chapter—one that many retirees find synonymous with the pursuit of a second home. Whether it be an idyllic beachside retreat,

Mar 14, 2024 | Purchasing a Home

Using the FHA 203(k) Loan to Renovate Your Home

Using the FHA 203(k) Loan to Renovate Your Home

Are you envisioning the transformation of your outdated fixer-upper into the home of your dreams? Are you on the hunt for a house with hidden potential, but concerned about the financial burden of renovations? Look no further, my friend. Allow me to intro

Mar 12, 2024 | Refinancing a Home

How to Buy a New Home while Selling your Current Home

How to Buy a New Home while Selling your Current Home

Buying a new home is exhilarating, but the logistics can be downright challenging. When you're eager to move into your dream house but your current one hasn't found a buyer yet, bridge loans can be your financial lifeline. Let's dive into the world of bri

Mar 07, 2024 | Purchasing a Home

The Impact of Your Credit Score on Interest Rates

The Impact of Your Credit Score on Interest Rates

In the intricate dance of acquiring a mortgage, your credit score takes center stage, dictating the interest rate that can either make your dreams of homeownership a reality or a financial challenge. Understanding the dynamics between your credit score an

Mar 05, 2024 | Interest Rates

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