Brandee Rose-Louik

NMLS # 4089

509-532-9775

brandee@firstchoicemtg.net

Brandee Rose-Louik MORTGAGE BROKER

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How Long Does a Mortgage Refinance Take?

How Long Does a Mortgage Refinance Take?

With interest rates on the rise from their historic lows, you may be wondering if there is still time to take advantage of refinance savings on your home mortgage. How long does it take to refinance a loan? Will you be able to complete the process before

Apr 21, 2022 | Refinancing a Home

Your AirBnB Income Can Help You Refinance Your Mortgage

Your AirBnB Income Can Help You Refinance Your Mortgage

Did you know that your AirBnB rental income can help you qualify for a refinance loan? In the past using any rental revenue from your “primary residence” was not acceptable on mortgage applications. However, starting in 2018 mortgage government-sponsored

Apr 19, 2022 | Refinancing a Home

4 Steps You Can Take When You Can’t Afford Your Mortgage Payments

4 Steps You Can Take When You Can’t Afford Your Mortgage Payments

The COVID-19 pandemic has turned so much of life on its head. Many businesses were unable to reopen after long shutdowns, putting many people out of work. And while there may be plenty of jobs available now, they may not always pay as well as a previous o

Apr 14, 2022 | Credit

How to Make Your VA Loan Competitive in a Hot Market

How to Make Your VA Loan Competitive in a Hot Market

In the red hot housing market of the past few years, sellers usually have multiple offers, often getting more than their listing price. If you are using a VA loan to back your purchase you may worry that sellers might choose conventional-loan-backed offer

Apr 12, 2022 | VA Loans

How to Refinance Your Vacation Home

How to Refinance Your Vacation Home

If you own a vacation home, there are a variety of reasons why you might decide to refinance the mortgage at some point. Perhaps, market interest rates are much lower now than when you bought and you believe you could save money with a lower rate. Or mayb

Apr 08, 2022 | Refinancing a Home

What’s the Difference Between the Sales Price and Appraised Value of a Home?

What’s the Difference Between the Sales Price and Appraised Value of a Home?

During the home buying process, you will encounter many unfamiliar terms, some of which may seem like the same thing. One such pair might be “sales price” and “appraised value.” They both refer to how much the house is worth, right? Actually, there is a d

Apr 06, 2022 | Purchasing a Home

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